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Security Agreements & The PPR: Securing Your Business Deal in Alberta
In business, trust is essential, but it's not a security strategy. Whether you're a lender providing a loan, a seller financing a sale, or a buyer acquiring assets, understanding the tools to secure your interest is critical. In Alberta, this revolves around two key elements: the Security Agreement and the Personal Property Registry (PPR). Together, they form the legal backbone for securing transactions beyond real estate, protecting all parties from hidden risks and financia


Private Lending in Alberta: A Guide for Both Borrowers and Lenders
When traditional banks say "no," or when you're seeking a different kind of investment, private lending often steps in. Also known as a private mortgage, this involves an individual or private company lending money, using real estate as security. For borrowers, it's a crucial source of capital. For lenders, it's a way to generate attractive returns. However, the speed and flexibility come with significant risks that require careful legal management. What is Private Lending? P


Buying or Selling a Corporation? A Guide to Share Transactions in Alberta
When it comes to acquiring or divesting a incorporated business in Alberta, you have two primary paths: an asset transaction or a share transaction. While an asset deal involves buying the company's contents, a share transaction means purchasing the entire legal entity itself. This route, which involves buying the corporation's shares from its shareholders, carries a unique set of advantages and risks that both parties must understand. What is a Share Transaction? In a share


Buying or Selling Business Assets in Alberta? A Guide to Asset Transactions
When buying or selling a business in Alberta, one of the most critical decisions is the structure of the deal: will it be an asset transaction or a share transaction? An asset purchase is the most common route, particularly for small to medium-sized businesses, as it offers distinct advantages and risks for both parties. Understanding the nuances of an asset deal is essential to protecting your interests and ensuring a smooth transition. What is an Asset Transaction? In an as


Vendor Take-Back Mortgages in Alberta: A Creative Financing Tool for Buyers and Sellers
In a dynamic real estate market, traditional bank financing isn't always the perfect fit for every transaction. Whether a buyer can't quite secure a full conventional mortgage or a seller wants to attract more offers, Vendor Take-Back (VTB) Mortgages offer a creative financing solution. Also known as seller financing, a VTB can be a powerful tool, but it requires careful legal structuring to protect everyone involved. What is a Vendor Take-Back Mortgage? A Vendor Take-Back (V


Rent-to-Own in Alberta: A Guide for Buyers and Sellers
The path to home ownership isn't always straightforward, and selling a property can sometimes present challenges. For both buyers struggling with a down payment and sellers in a slow market, a Rent-to-Own (or Lease-to-Own) agreement can be an attractive, yet complex, solution. This guide explains the mechanics from both perspectives to help you make an informed decision. What is a Rent-to-Own Agreement? A Rent-to-Own agreement is a two-part contract that combines a standard l


Legal Update: Alberta King’s Bench Introduces the New Family Focused Protocol (FFP)
On September 22, 2025 , the Court of King’s Bench of Alberta held a town hall with members of the bar to introduce the upcoming Family...


A Practical Guide to the Jurisdiction of the Federal Court of Canada
In Canada, litigants often face a key question: Should a case be filed in the provincial superior court (such as the Alberta Court of...
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